Commercial Loans

Commercial Real Estate
If you are in need of finding financing for your Commercial Real Estate, Kaufman Financial will assist you in your search. We take great pride in offering you, the customer, multiple financing options that fit your needs such as low fixed rates, low fees, fast approval, etc. Please keep in mind at Kaufman Financial we always place our customers first.

Commercial Loans
The construction loan industry is booming. More and more commercial buildings and multi-family dwellings are being constructed each month, and analysts predict, it will not be slowing down anytime soon. For more information about our construction loans please visit our SBA, SBA Look-Alike, Investment and Conventional loan information pages. If your need immediate assistance, please contact our office at (800) 996-4060.

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Commercial Real Estate Loans
Kaufman Financial is a Commercial Mortgage Broker specializing in SBA Loans, Commercial Real Estate Loans, Stated Income Loans, Construction Loans, and Investor Loans for Commercial Real Estate. We work with National Lenders who are aware of the needs of small businesses. These lenders specialize in owner-user commercial/industrial property. Our goal is to provide financing options to fit our client’s needs while making the SBA Loan, Commercial Loan, Stated Income Loan, Construction Loan, and Investor Loan process as simple as possible. Our benefit to you is that at Kaufman Financial we will provide you with financing options that best reflect your own financial goals.

Small Business Loans
Small Business Administration loans or SBA loans (7a and 504) are one of the most involved loan programs. However at Kaufman Financial, we will walk you through the loan process step-by-step, discovering and meeting all of your needs, expectations and long term goals. We specialize in SBA Loans California and throughout the Nation. At Kaufman Financial we are the SBA experts.

Program Highlights

  • Up to 90%* Financing
  • Loan Amounts up to $15MM
  • Fixed Rates for the life of the loan
  • 60 Day Rate Lock
  • Fully Amortized Loans up to 25 years
  • Real Estate Purchase, Refinance, Construction
  • Finance Single-Use properties (i.e. Hotel/Motel, Gas Stations, C-Stores)

*In most cases we can also include the SBA Guaranty Fee in the loan amount which will increase the maximum LTV above 90%

For more specific information, please view our SBA Loan Webpage

*** Commercial Real Estate Brokers ***
Commercial Real Estate (“CRE”) Brokers can assist you in not only finding the right property for you and you company, but negotiate a fair and proper deal. CRE Brokers have an immense amount of personal knowledge and historical data of past and current real estate trends within their respective market place. Please view our “Brokers Web link” page for more information on CRE Brokers. For additional information, please call us at (800) 996-4060.

Commercial Real Estate Financing
If you are in need of finding a Commercial Loan to purchase, refinance or for new construction on your Commercial Real Estate, Kaufman Financial will assist you in your search. We take great pride in offering you, the customer, multiple financing options that fit your needs. Please keep in mind at Kaufman Financial we always place our customers first.

Program Highlights

  • Up to 85% LTV Financing
  • Loan amounts up to $15MM
  • Fixed Rates for the life of the loan
  • 60 day Rate Lock period
  • Fully amortized loans up to 25 years
  • Purchase, Refinance, Cash Out, Construction

For more specific details please view our Commercial Loan Webpage

*** Commercial Real Estate Brokers ***
Commercial Real Estate (“CRE”) Brokers can assist you in not only finding the right property for you and you company, but negotiate a fair and proper deal. CRE Brokers have an immense amount of personal knowledge and historical data of past and current real estate trends within their respective market place. Please view our “Brokers Web link” page for more information on CRE Brokers.

For additional information, please call us at (800) 996-4060.

Construction Loans
The construction loan industry is booming. More and more commercial buildings for the purpose of owner-user or investment are being constructed each month, and analysts predict, it will not be slowing down anytime soon. For more information about our construction loans please visit our SBA and Commercial Real Estate Loan web pages. If you need immediate assistance, please contact our office at (800) 996-4060.

Construction Loan Programs

  • SBA 7a
  • SBA 504
  • Commercial Real Estate Loans

Ground-up Construction: All Construction loans are not created equal. Some banks will offer just a Construction Loan (Interim Loan) which means you will need to find another financial source (bank) to “take-out” the Interim Loan and replace it with a Permanent Loan. However, here at Kaufman Financial we offer a “One-Stop Shopping” solution. Whether you use the SBA 7a or 504 loan programs or a Commercial loan program the financial resources we utilize offer a Construction Loan (Interim Loan) and a Permanent Loan for the purpose of a single transaction. The transition from Construction Loan to Permanent Loan is seamless and more important saves our clients money.

For specific details, please view our SBA Loan or Commercial Loan WebPages.

Stated Income Loan Program
The Stated Loan Income Loan program requires No Tax Returns and No Financial Statements. This program is designed for speed. You would like to purchase or refinance your existing property, but do not have the time or the financial strength some bank’s would like to see? Well, this loan is for you!!!

Program Highlights

  • Purchases up to 90% Financing
  • Refinance up to 70% Financing
  • Loan amounts up to $1MM
  • Occupancy at least 25%

For specific details, please view our Stated Income Loan Webpage

Investor Loans
Income, Investor or Investment Loans come in many shapes and sizes. Here at Kaufman Financial we assist investor who occupy or who intends to occupy 0% - 24% of the subject property and is searching for a loan $2MM or under.

Program Highlights

  • Purchases up to 75% Financing
  • Refinance up to 70% Financing
  • Cash Out up to 65% Financing
  • Loan amounts up to $2MM
  • Occupancy from 0% - 25%

For more specific information, please view our Investor Loan Webpage

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